You've planned and saved for years to buy a home or make an investment for long-term real estate wealth. Now the time has come to begin looking for your new home or investment property and you want to knwo where to start.

There are many factors to consider when buying a home, from location, to the size of home, to your budget. One of the most important places to start is to consider what type of financing you are going to have in place for your new home purchase. As REALTORS®, SSC Homes recommends that buyers get pre-approved prior to initiating the mortgage process to determine the best type of mortgage for you and avoid rushing into a mortgage decision. Pre-approval is an official agreement by the lender specifying the exact amount for which you've been approved. In order to get pre-approved, plan to meet with a loan officer who will review your credit history, income, assets, and debt, and then suggest a mortgage type that fits your situation.

 

Another reason to getting pre-approved by a lender is to show sellers your level of commitment and financial ability in buying their property. Pre-approved buyers will have an advantage over non pre-approved buyers when it comes to a seller deciding between competing offers.

 

Finally, getting pre-approved will give you and your REALTOR® an idea of your home-buying-budget. As your REALTOR®, SSC Homes will help you evaluate your resources and tailor our search for your new home.

 

Through our professional relationships, SSC Homes can connect you with lenders that can review your specific needs and finances.

 

Submit your name, email address, and phone number below and SSC Homes specialist will contact you shortly, or call us at 949.216.6100.

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